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Tuesday, April 23, 2013

Dennis Ogbe: Preventing Polio: A Shot Away From an Equal Shot

This post is part of the Global Mom Relay. Every time you share this blog, $5 will go to women and girls around the world. Scroll to the bottom to find out more.

Since the age of three when I contracted polio, every day of my life has had challenges -- challenges that are completely preventable with a polio vaccination. I was paralyzed from the waist down, but with determination and physical therapy that I had to fight to receive, I regained full mobility in my right leg but remain paralyzed in my left leg. Even as an adult I still live with the consequences of polio.

Occasionally my four-year old daughter sees me fall down due to losing my balance. Winters in Kentucky numb a paralyzed leg that carries no body fat. I must always be aware of the surface I walk on to make sure I don't fall and injure myself.

However, when I think of my struggles of living with the consequences of polio I don't always think of myself. My illness impacted so many other people connected to me. My friends, family, siblings, neighbors are all victims. But there is one person that stands out in my mind the most -- my mother.

My mom, Agnes Ogbe, may have suffered more than me. When she describes learning that I was paralyzed, tears still come to her eyes. Now that I am a father, I understand that the pain of watching your child suffering daily would be unfathomable. Many times I saw that pain in my mom's eyes, but I also know that she mostly put on a strong face for me. My earliest childhood memory was her cheerfully singing to me as she bathed me with water from a bucket. On warm summer days she gently encouraged me to wear light pants instead of shorts to protect me from the possible ridicule of peers. She searched for clean water for our family daily, always fearful of the possibility the water might be contaminated.

Throughout my childhood I remember my mom pulling me on her lap to have long conversations with me. She always told me that even though I couldn't walk or run like other children, she wanted me to trust in God. My mom told me that I should be a hard worker like her and my father. She also frequently advised me to be humble and treat people as if they were my own family. The last piece of advice I constantly reflect on, and feel more accountable than ever.(Right: Agnes Ogbe)

Through living on several continents and traveling all over the world with sporting competitions, I have learned that we truly are a global society. No matter where you are from, we are more alike than different. We have a global responsibility to every human being on this planet, especially to every child and mother.

No child should have to live with the lifelong consequences of polio. Every child should have an equal shot at a healthy life -- not just for the child's sake, but for their parents' sake.

Dennis Ogbe with parents.

No mother should suffer like my mother did by watching her child suffer, when there is a proven vaccine available to prevent it. Polio must be eradicated now for the children, but also so no more mothers will cry. A mother's love is just as intense in Nigeria, Afghanistan and Pakistan where polio still exists, as it is in your own life.

Each time you share this Global Mom Relay piece on Facebook, Twitter, or Email, or donate $5 or more through clicking on the above graphic, a $5 donation (up to $500,000) will be donated by Johnson & Johnson and the Bill & Melinda Gates Foundation to Shot@Life. $5 protects a child from polio and measles for his/her lifetime. Funds go to WHO, UNICEF and the GAVI Alliance who distribute them to the programs and countries with the greatest need at the time. Join us by sharing it forward and unlock the potential for women and children around the globe. For more information, visit www.unfoundation.org/globalmomrelay. The United Nations Foundation, Johnson & Johnson, BabyCenter, The Huffington Post, and the Bill & Melinda Gates Foundation created the Global Mom Relay, a first-of-its-kind virtual relay with a goal of improving the lives of women and children around the globe.

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Source: http://www.huffingtonpost.com/dennis-ogbe/dennis-ogbe-paralympics_b_3129554.html

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Monday, April 22, 2013

iTunes Store update lets you buy media today, download it tomorrow

While we like the convenience of shopping the iTunes Store from any device, that doesn't mean we want the download wherever we happen to be -- just ask anyone trying to buy the Beatles Box Set using a flaky coffee shop hotspot. As of a quiet update noticed by Macworld, customers won't have to risk a long wait for some of their impulse purchases. Buy from iTunes on any device and you now have the option to defer very large downloads, whether they're music box sets, movies or TV shows. Shoppers have to live in an area where iTunes in the Cloud is up and running for downloads elsewhere, but that's about the only major catch. Swing by the source link for Apple's explanation of how its delayed gratification works for each format.

Filed under: Cellphones, Tablets, Internet, Software, Apple

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Via: Macworld

Source: Apple

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/piacVWUjxNU/

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Thursday, April 18, 2013

Equifax Reports Home Finance Write-Offs Decreased Nearly 23% in ...

ATLANTA ? According to the Equifax?(NYSE:EFX) March National Consumer Credit Trends Report, home finance?balances written off in the first quarter of 2013 ($43.1 billion)?decreased nearly 23% from Q1 2012 ($55.4 billion), reflecting a?five-year low. Write-offs, also known as severe derogatories, include?loans that completed the foreclosure process and transitioned to?real-estate owned (REO) by banks, entered bankruptcy, or were otherwise?charged off by the lender.

By loan type, year-over-year change in home finance write-off rates?from March 2012-2013:

Home equity revolving: declined 44.1%.
Home equity installment: declined 32.9%.
First mortgage: declined 17.6%.

By loan type, year-over-year change in home finance severely delinquent balances from March 2012-2013:

Home equity revolving: declined more than 29% ($13.6 billion to $9.7?billion).
Home equity installment: declined nearly 26% ($6.6 billion to $4.9?billion).
First mortgage: declined nearly 25% ($477 billion to $355 billion).

?Overall home finance balances decreased to $8.38 trillion in March?2013 from $8.64 trillion same time a year ago,? said Equifax Chief Economist Amy Crews Cutts. ?The decline is due to write offs from foreclosures as well as from consumers paying down balances when refinancing, known as cash-in refinancing, shortening terms when they refinance their loans or making extra principle payments each month for faster amortization; some have even paid-off their mortgages entirely. The share had been running 50-50 until recently when it has shifted to a 60-40 split with write-offs dominating. This shift is important as increased home purchases are finally leading to more demand for mortgage credit and may soon stop the decline in mortgage debt outstanding.?

Other highlights from the most recent data include:

First Mortgage

The total balance of severely delinquent mortgages in March 2013 is $350
billion, a 51% decrease from its peak in March 2010 ($714 billion). Severely delinquent status includes balances 90 days past due or in foreclosure.
More than 65% of severely delinquent balances among first mortgages are sourced from originations from 2005-2007.
Transition rates for balances moving from current status to 30 days-past-due, 30 to 60 days-past-due and 60 to 90 days-past-due are all at new lows for the 5-year look-back period.
Transition rates for balances moving from in-foreclosure to REO status, on a 6-month moving-average basis, are near the 5-year period peak, and are currently running at 12 percent per month.

Home Equity Revolving

Of severely delinquent balances, 73% are tied to lines of credit opened?from 2005-2007. Severely delinquent status includes home equity loans with balances 90-days past due or in foreclosure.
Total balances declined 9.3% from March 2012-2013 ($569.1 billion to $516.4 billion)
In that same time, total loans outstanding fell from more than 11.5 million to less than 10.9 million.
New credit originated in January 2013 totaled $6.2 billion, realizing a 20% increase year-over-year ($5.1 billion in January 2012), and the strongest start to a calendar year since 2009.

Home Equity Installment

Total balances declined nearly 8% from March 2012-2013 ($148.1 billion to $136.6 billion).
Balances in foreclosure declined more than 25% in that same time, from $595 billion to $445 billion.
From March 2012-2013, total existing loans fell from more than 4.5 million to 4.2 million.

About Equifax, Inc. Equifax is a global leader in consumer, commercial and workforce?information solutions that provide businesses of all sizes and?consumers with insight and information they can trust. Equifax?organizes and assimilates data on more than 500 million consumers and?81 million businesses worldwide, and uses advanced analytics and?proprietary technology to create and deliver customized insights that?enrich both the performance of businesses and the lives of consumers.

Headquartered in Atlanta, Equifax operates or has investments in 18 countries and is a member of Standard & Poor?s (S&P) 500(R) Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. For more information, please visit www.equifax.com.

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Tagged commercial real estate, Equifax Reports, REO

Source: http://news.theregistrysf.com/equifax-reports-home-finance-write-offs-decreased-nearly-23-in-first-quarter/

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Wednesday, April 17, 2013

Boston Marathon tragedy: 2 dead, at least 28 injured in back-to-back blasts (+video)

The Boston Marathon finish line was the scene of two large explosions Monday that killed at least two people and injured many more. A third explosion occurred at JFK Presidential Library, several miles away.

By Mark Trumbull,?Staff writer, Eoin O'Carroll,?Staff writer / April 15, 2013

Medical workers aid injured people at the finish line of the 2013 Boston Marathon following an explosion in Boston, Monday, April 15.

Charles Krupa/AP

Enlarge

Two explosions near the finish line brought a tragic halt to the Boston?Marathon Monday afternoon while the race was still in progress. A third explosion occurred some time later at the John F. Kennedy Presidential Library, about four miles from the scene in the Back Bay.

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The blasts at the finish line rocked Boylston Street, killing at least two people and injuring at least two dozen others ? some severely, according to news reports. That prompted a sudden end to the race as legions of runners were still trying to finish.

The first explosion, coming at 2:50 p.m., some three hours after the leading men and women had crossed the finish line, was followed quickly by a second blast 50 to 100 yards away.

At least one runner was knocked off his feet by the force of the blasts, which came very close to the finish line.

Officials said it's not clear if the explosion at the presidential library is related to the two at the marathon finish line.

Boston police and fire personnel, already assembled to provide race security and to address medical needs of the marathon runners, focused immediately on helping the injured and safeguarding the area against potential additional explosions.?

Some eyewitness reports described one blast as coming up out of the sidewalk. The fact that there were two blasts, within seconds of each other, near the finish line led many analysts and witnesses to suspect an intentional attack to cause harm and disruption on what is usually one Boston?s biggest days of festivity each year.

No official statements had been made, as of 4:30 p.m., about the likely cause of the blasts, although the Associated Press is reporting that an unnamed federal intelligence official has characterized the explosions as bombs. The official also said two other explosive devices were found in the general vicinity of the other blasts and were being dismantled, according to AP.

The official said it was not clear what the motive was or who may have launched the attack.

As concern mounted that Boston may be the target of a terrorist attack, the state of alert in the nation's capital was heightened, including the notification of President Obama and Vice President Joe Biden.

?Apparently there has been a bombing ? I?m looking at it on television now,? Mr. Biden said, interrupting some remarks he was making Monday afternoon.

New York also raised its alert level.

In Boston, responders focused on treating the injured, with some of them helped in a tent normally used to aid runners struggling with fatigue or dehydration.

Larry Guidetti, whose daughter was running in the marathon, says he was about 100 yards away from the first explosion when it happened.?

"First of all, there was a huge explosion to the right, and then no more than 10 seconds later, there was another one on the left."

He said that, from his perspective, "it was definitely explosives.?

"The police acted very quick," said Mr. Guidetti. "Thank God there wasn't a big panic."

Mike Illobre, who was standing nearby on top of a generator box for a better view of the race, said the impact of the first explosion nearly knocked him off the box. He was not injured.?

As authorities sought to seal off the area surrounding the blasts, a main artery of the subway system's Green Line was closed as a precaution. That stretch runs under Boylston Street in Boston's Back Bay section. The Lenox Hotel, which is across Boylston Street from the second blast, was evacuated. The Fairmont Copley Plaza, which served as the media hotel for the marathon, was put on lockdown, as well as Emerson College, which sprawls across several city blocks near Boston Common.

For runners who were a mile or more from the finish line, the explosions resulted in a period of confusion as they tried to finish the race. Some runners heard spectators yelling "check your phone," or saw people moving toward them on the course before hearing that police were ending the race

Spectators and businesses in the area had their own challenges. At an Apple store near the finish line, people in the store were ushered into a basement for about 10 minutes before being ushered out a back door away from where the explosions took place.

For those concerned about locating missing persons in Boston, may try this Google link.

Correspondent Allison Terry and staff writer Whitney Eulich contributed to this report.?

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/6gZ1hK1v2Pk/Boston-Marathon-tragedy-2-dead-at-least-28-injured-in-back-to-back-blasts-video

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Sunday, April 14, 2013

Rick Ross apologizes for pro-rape lyrics

NEW YORK (AP) ? A day after Reebok ended its relationship with Rick Ross, the rapper acknowledged that his lyrics on Rocko's song "U.O.E.N.O." were "offensive."

In a statement Friday, Ross said being a musician is "a great responsibility" and that his choice of words in the song "does not reflect my true heart."

In the song, Ross raps about giving a woman the drug MDMA, known as Molly, and having his way with her.

"Put Molly all up in her champagne, she ain't even know it, I took her home and I enjoyed that, she ain't even know it," he raps on the track released in January. It gained traction in recent weeks after women's groups and rape victims issued petitions.

"Before I am an artist, I am a father, a son, and a brother to some of the most cherished women in the world. So for me to suggest in any way that harm and violation be brought to a woman is one of my biggest mistakes and regrets," his statement said.

On Thursday, Reebok said it had terminated its contract with Ross because the rapper wasn't living "up to the values of our brand." Ross has appeared in a commercial for the Reebok Classic sneakers.

"We are very disappointed he has yet to display an understanding of the seriousness of this issue or an appropriate level of remorse," the statement said.

The Miami-based rapper first addressed the song two weeks ago in a radio interview, saying "there was a misunderstanding with the lyric." A week after that, he tweeted an apology. It was the same day the women's group UltraViolet protested outside one of Reebok's stores in Manhattan.

In his official apology, Ross also says men who listen to his music should "know that using a substance to rob a woman of her right to make a choice is not only a crime, it's wrong."

Hits by the Grammy-nominated Ross include "The Boss" and "Aston Martin Music."

____

Online:

http://www.godforgivesidont.com/(hash)maincover

Source: http://news.yahoo.com/rick-ross-apologizes-pro-rape-lyrics-191531294.html

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State Street electronic FX chief departs in shake-up

By Tim McLaughlin

BOSTON (Reuters) - State Street Corp said on Saturday the top executive of its electronic foreign exchange trading business has left the company in a leadership shake-up.

The departure of Clifford Lewis raises questions about the direction of Boston-based State Street's high-frequency trading platform for forex called Currenex. Lewis was chief executive and chairman of Currenex when State Street agreed in 2007 to buy the company for nearly $600 million in cash.

"Because we have combined teams and solutions that previously resided within other business units, we've had to make tough decisions about leadership, and Cliff Lewis left as a result of those decisions," said State Street spokeswoman Carolyn Cichon. "We are very grateful for the contributions he has made and strong management team that he leaves behind."

On Friday, State Street said Jeff Conway would oversee a global exchange group that included electronic FX trading, data analytics and derivatives clearing.

Lewis was not mentioned in the reorganization announcement. He did not return messages seeking comment.

Lewis was an executive vice president at State Street and head of the e-Exchange business, which includes Currenex, FXConnect and a range of other trading platforms. The e-Exchange FX businesses averaged over $150 billion in daily volume in 2012, making them one of the largest FX trading platforms in the world. Lewis also managed State Street's derivatives and bond clearing businesses.

Last year, though, State Street's revenue from electronic forex trading fell 16 percent to $210 million from $249 million in 2011, according to company financial statements. The company blamed declines in currency volatility and pricing. Total FX trading revenue at State Street fell 25 percent in 2012.

Part of the drop was related to a shift away from non-negotiated FX trades by State Street customers, such as state-run pension funds. On those trades, it has been alleged that State Street had been overcharging customers, an accusation the company has steadfastly denied.

Lewis' operations did not include non-negotiated trades. Instead, Currenex, for example, focused on sophisticated algorithmic trading, which uses computers to place orders that sometimes are executed within milliseconds.

These high-frequency FX trades are a big area for potential growth at banks. Computer-run algorithms allow hedge funds, for example, to unload large amounts of currencies without tipping their hand. They can also read and interpret news and economic data releases, generating trading orders before the rest of the forex market is fully aware of what is happening.

(Reporting By Tim McLaughlin; editing by Christopher Wilson and Gunna Dickson)

Source: http://news.yahoo.com/state-street-electronic-fx-chief-departs-leadership-shake-180220787--sector.html

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